Main

Business Checking

Commercial Checking

  • $100.00 Minimum deposit to open

  • $10.00 Net service charge per month

  • Cash Management (Business Internet Banking) is available upon request and approval.

  • Telephone Banking available

  • FREE ATM/Debit card (upon approval)

  • .13 fee per Debit Item

  • .25 fee per Deposited ticket

  • .10 fee per Deposited item

  • Earnings credit accrued on average collected balance to offset all or a portion of monthly fee

Small Business Checking

  • $100.00 Minimum deposit to open

  • $10.00 Net service charge per month if balance falls below $1,000

  • Fee in excess of 50 debits: $.25 per debit

  • Cash Management (Business Internet Banking) is available upon request and approval.

  • Telephone Banking available

  • FREE ATM/Debit card (upon approval)

Now Business Account

  • $100.00 minimum deposit to open

  • $10.00 net service charge per month if balance falls below $1,500

  • Interest paid on a tier balance:

    • Up to $4,999.99

    • $5,000.00 to $9,999.99

    • $10,000.00 to $49,999.99

    • Above $50,000.00

  • Cash Management (Business Internet Banking) is available upon request and approval.

  • Telephone Banking available

  • FREE ATM/Debit card (upon approval)

  • .13 fee per Debit Item

  • .25 fee per Deposited ticket

  • .10 fee per Deposited item

I.O.L.T.A.

  • $100.00 minimum deposit to open

  • $10.00 net service charge per month

  • Interest paid on a tier balance:

    • Up to $4,999.99

    • $5,000.00 to $9,999.99

    • $10,000.00 to $49,999.99

    • Above $50,000.00

  • Cash Management (Business Internet Banking) is available upon request and approval.

  • Telephone Banking available

  • .13 fee per Debit Item

  • .25 fee per Deposited ticket

  • .10 fee per Deposited item

Commercial Money Market Checking

  • $2,500.00 minimum deposit to open

  • $10.00 net service charge per month if balance falls below $2,500

  • Interest paid on tier balance:

    • Up to $4,999.99

    • $5,000.00 to $9,999.99

    • $10,000.00 to $49,999.99

    • Above $50,000.00

  • 10 free deposited items per statement cycle

  • .10 per deposit item in excess of 10 per statement cycle

  • Cash Management (Business Internet Banking) is available upon request and approval.

  • Telephone Banking available

  • FREE ATM/Debit card (upon approval)

Bank of Walker County

ftld Bauer 5 Star 2025

Lost/Stolen Debit Card: (800) 754-4128
Main Office: (205) 295-0033
Smith Lake: (205) 282-4100
Email: banker@bowc.bank
Equal Housing Lender