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Loans

Whether you need a home, land, construction, or refinance loan, we can provide a solution that works for you.

We also offer all types of consumer/commercial loans and various personal loans to meet your needs. Local decisions, fast answers and agreeable terms are just a few of the reasons to bank with us.

If you are considering buying a home, building, or simply refinancing an existing home loan, come and let us show you how the wide array solutions and services we provide are simply better.

Bank of Walker County is registered with the Nationwide Mortgage Licensing System and Registry. NMLS# 412468


Meet Our Lenders

Tony Sparks

CEO
Bank Lending Officer
MLO# 423630
205-295-0033
Email Tony

Walker Wilson

President
Bank Lending Officer
MLO# 423359
205-295-0033
Email Walker

Peyton Waugh

Bank Lending Officer
NMLS# 2832447
205-295-0033

Email Peyton

Cody Williams

Mortgage Loan Originator
NMLS# 1602776
205-295-0033

Email Cody

Karla Williams

Loan Operations Manager
MLO# 1004027
205-295-0033

Email Karla

Bank of Walker County

ftld Bauer 5 Star 2025

Lost/Stolen Debit Card: (800) 754-4128
Main Office: (205) 295-0033
Smith Lake: (205) 282-4100
Email: banker@bowc.bank
Equal Housing Lender